Get in touch
What we are, and how to reach us.
We build financial education for India, plus the apps, calculators, courses, reads and books that let you read the market yourself — tested instruments, not opinions to follow. It happens to work the whole working week too, not only while the market is open.
A few pieces are open today. The others are still in the workshop — we'd rather ship them right than promise a date.
What's here today
What we build, and what's live right now.
Apps and calculators that ship empty. Courses that teach one thing start to finish. Reads for the rest of the week, and books to keep. A few of the five are live below. The others are still being made, and each one goes public only when it's actually ready.
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Opening shortly
Apps -
Open now
Calculators -
Opening shortly
Courses -
Open now
Reads -
Open now
Books
Where the line sits
Is any of this advice?
No — and here is exactly why, in plain terms.
- No calls to buy, sell, or hold anything
- No entry, no exit, no line for you to copy
- No positions of ours to mirror
- No promise about what you will earn
- No scorecard of who called it right
- Build things you run yourself, off your own figures
- Write plainly about how markets and money work
- Date what we publish and leave it standing
- Say clearly what we do not know yet
- Leave the decision, and the risk, with you
Efficient Earners builds education tools and writes education material — never investment advice. Nothing on this page is a recommendation, a solicitation, or an instruction to act.
Short answers
The questions that keep coming back.
What am I actually paying for?
A small yearly membership opens the Desk — that's the entry, and it renews once a year. Once you're in, every app, course, read or book is bought separately, one time each: buy once, not rent forever. The membership gets you through the door; what you buy inside is yours to keep. See what we make
What do the apps and courses actually do?
They're the whole point, not an extra. Each app and course is a tested instrument for understanding how markets behave — the financial education India has been missing, built as something you use rather than an opinion you follow.
Is any of this advice?
No — there's no call to buy or sell, no target, no position of ours to copy. What we hand you are the instruments and the education so you can form your own read. Nothing here decides for you.
How do the apps work, and is my data safe?
Every app is plain HTML and JavaScript running in your browser, connected to your Desk account. Today, nothing you type ever leaves your browser. When cross-device sync arrives, storing anything on a server will be your choice to switch on — off until you do.
What's the refund policy?
A digital purchase is delivered the moment payment clears, so once it's in your hands there is usually nothing to return. If something isn't working, write to us first — most issues are technical. Read the refund policy
Write to the desk
Every way to reach us.
Something isn't working
An app, a calculator, a purchase, the site itself — anything that needs fixing.
Partnership & mediaWorking with us
Interviews, collaborations, speaking, or a desk that wants to work with what we build.
GrievancesA formal complaint
About a product, an order, or this site — put in writing.
Investor relationsLooking at us as a company
Write to us if you want to talk about the company itself — not a market view, not a product.
However you ask — by mail, on WhatsApp, anywhere — we will not tell you what to buy right now. We hand you the tool, the calculator, or the read. What you do with it stays yours to decide.